Terms & Conditions

Last updated: October 22, 2026

Interim version. A US lawyer is reviewing the legal pages on this site. We will replace this version when that review is complete, and change the date above when we do.

These terms cover your use of the English Oak Financial website. By using the site you agree to them. If you do not agree, please do not use it.

General information only

The content on this website, including the guides, checklists, templates and calculators, is general information for business owners. It is not advice for your situation. Every business is different, so please get advice that fits yours before you act. Nothing here is legal, tax, audit or investment advice. English Oak Financial does not prepare tax returns, perform audits or give investment advice.

No client relationship from using the site

Visiting this site, sending a message, downloading a document or using a calculator does not make you a client. We work for you only once we have both agreed the scope and price in a signed engagement letter or proposal. That agreement then governs our services.

Calculators, templates and examples

Calculators, forecasts, templates and worked examples on this site are illustrations. Results depend on the figures you enter and on your circumstances, and they are not a promise of any outcome. Prices shown as "from" are starting points. Your price is set in your proposal.

Information you send us

Please give us accurate information, and only information you have the right to share. Do not send us bank account numbers, card numbers, tax identification numbers or other sensitive documents through the website forms. How we handle what you send is explained in our Privacy Policy.

Using the site

Please use the site lawfully. Do not try to break into it, overload it, introduce malicious code, scrape it in bulk without permission, or submit false or unlawful information.

Our content

The text, logos, images and downloads on this site belong to English Oak Financial or are used with permission. You may view and print them, and use the downloads inside your own business. Please do not republish or sell them without our written permission.

Other websites

The site links to other websites, such as Facebook, Instagram and Google Maps. We do not control them and are not responsible for their content or practices.

Availability and accuracy

We take care to keep the site accurate and available, but we cannot promise that it will be error-free or always online, and we may change or remove content at any time. Financial rules change, so some content may be out of date.

Limits on our responsibility

The website and its content are provided as they are. To the extent the law allows, English Oak Financial is not responsible for losses that result from using the site or relying on its general information. This does not limit any responsibility that cannot be limited by law, and it does not change the terms of any separate engagement agreement.

Changes

We may update these terms. The date at the top shows when they last changed.

Contact

English Oak Financial LLC, 2701 N Thanksgiving Way, #100, Lehi, UT 84043. Email: hello@englishoakfinancial.com. Phone: (801) 306-0710.